I've recently decided to go back to college. Strangely enough, I intend to get a Bachelor degree in Business Administration with a Concentration in Business Management. After contacting the Herzing College (chosen for their on-line classes) and starting the admissions process I was very encouraged and excited. My Admissions Advisor even went so far as to say that I had scored the highest on a certain admissions test of all the future students with which he's worked. That was a definite boost to my lackluster self-esteem. After all, that's not bad for someone who's (primarily) been a stay-at-home for the last eight years and often has to seek intellectual discourse through blogging.
On Herzing's website, and in their literature, they made it sound so easy. With the exception of some rather minor bits of paperwork, they were going to do all the leg-work for getting the funding necessary for this to happen. Basically, financial aid was my biggest concern, and they told me not to worry about it.
Well, now I'm worried about it. I got the financial aid package they were offering me yesterday (the paperwork, not the money) and found that there would be approximately $1,000 left over after tuition per semester. This for someone who's EFC (Expected Family Contribution) is nil, zip, zero. That's, as they wrote it, 0000. I was told (not by Herzing) that my financial aid package there would be included costs related to living expenses. I was told this by several people. I was able to confirm it on the government's site.
What is a cost of attendance?
If you're attending at least half time, your cost of attendance is the sum of
- your actual tuition and fees (or the school's average tuition and fees)
- the cost of room and board (or living expenses for students who do not contract with the school for room and board)
- the cost of books, supplies, transportation, loan fees, and miscellaneous expenses (including a reasonable amount for the documented cost of a personal computer)
- an allowance for dependent care
- costs related to a disability
- reasonable costs for eligible study-abroad programs.
Costs unrelated to the completion of a student's course of study are not included in calculating that student's cost of attendance.
Those in bold are all the expenses that the $1,000 per semester is supposed to cover. I'm sorry, but that's simply not going to work. I'm not going to go into all the details, but I can't work and go to college. Nor is my husband currently able to work right now (it's a matter of ability NOT willingness, and that's all I'm going to say on the matter, so don't ask). So, if I'm going back to college they're going to have to do better than this.
And, this is where the plea for help comes in. I have not yet been able to speak to my Financial Advisor from Herzing College, which is the only advice I've gotten so far. And, frankly, I want something a little more encouraging than that. So if any of y'all know something that can help me solve this little dilemma, I'd very much appreciate it.